Insurance

The first phase of uninhabitability is uninsurability – Michael Mann, renowned climate scientist.

As climate risks to property increase, the people who live in places exposed to those risk are less and less able to afford to insure their properties. Which will start to create climate ghettos. And the housing crisis in Australia will worsen, as areas in areas with high risk of disaster become uninsurable.Continue Reading

Is the NSW Covid wave peaking? NSW Health reporting suggests it is, but their statistics don’t really report that view.

On Boxing Day here in Sydney, there is another Covid wave, and some people are curious to know if it’s peaked yet. I keep thinking I’ve written my last Covid reflection, but there is always another actuarial angle! This time it is to share an insight from one of my fellow actuaries and Covid analyst, Karen Cutter.Continue Reading