Jennifer Lang

Health care

I’ve been reading a few posts (mostly at Half changed world) about the gender issues in employment, and how people decide whether to have one parent or both at home. The surprise to me is how much health care comes into it. The issue of whether a job has health benefits attached or not is…

Work Life Balance

One of the things I love about my current role is that I’m senior enough to manage my work life balance in a reasonable way. When I need to, I leave the office at 5 – forward my phone to my mobile, and log onto the office (completely seamlessly) from home. Mostly, my clients are…

City to Surf

I did the city to surf today. I just managed to avoid doing a new personal worst time (although it was pretty close). I was reminded again what a great event it is. From the very beginning – getting on the train to town filled with people in their daggiest running gear (so they could…

Without a safety net

I was over in NZ for a meeting today, and for the first time ever, didn’t change any money. So I spent the whole day in a foreign with absolutely no cash! It did feel a bit scary (particularly when my diners card was refused at the airport), but it was fine. Either that means…

Coffee

Yes, I admit, I am addicted to coffee. But my addiction means that it’s one of the few consumer items that I instantly know the price of. So my theory is that the price of coffee is quite closely related to the demand. The smaller the overall demand level, the more price inelastic the remaining…

Super choice – winners and losers

The retail investment press is full of articles about super choice these days. Depending on the ideological slant, they are either along the lines of “what a wonderful thing superannuation choice will be – it will give people the chance to choose something that suits them, and Occasionally, an article makes it in about insurance,…

Risk transfer

The Economist (subscription only) had an article in its recent survey of banks on the new and increasingly tight regulation of banks world wide. “Medieval engineers built many daunting castles with thick walls and redoubts that made them seem impregnable to the armies of the day. But sooner or later they were destroyed or simply…

Fee rate illustrations

Superannuation choice is leading to a new round of interest in fee disclosure for superannuation (and other managed fund products). The latest argument is (as usual) between industry funds and the retail funds. The industry funds have put together a piece of advertising showing the impact of the current difference in annual fee on a…